Insurance 101
In this course, you will learn the core insurance concepts NEMT providers should understand before purchasing, managing, or relying on coverage.
Welcome
What You Will Learn
How to Use This Course
Why NEMT Insurance Is Different
A Specialized Class of Business: Local Agent & Market Limitations, and New-Venture Considerations
Preparing an Operational Summary: Why this is vital for NEMT Insurance Underwriting
Chapter 1 Knowledge Check
Chapter 2 Intro
Auto Liability
General Liability
Sexual Abuse and Molestation (SAM) Coverage
Hired & Non-Owned Auto Liability
Workers’ Compensation
Chapter 2 Knowledge Check
Chapter 3 Intro
Common Coverage Pitfall: Loading and Unloading Passengers
Common Exclusion: Care, Custody, and Control (CCC)
Common Coverage Pitfall: Subcontractors and 1099 Drivers
Common Coverage Pitfall: Subcontractors and 1099 Drivers
Common Coverage Pitfall: Certificates of Insurance vs. Actual Coverage
Common Coverage Pitfall: Vehicle Modification Risks
Coverage Gap Quick-Guide
Chapter 3 Knowledge Check
Chapter 4 Intro
Immediate Steps Following an Incident & Documentation
Timely Reporting & Maintaining Complete Claims Records
Incident Document Packet
Chapter 4 Knowledge Check
Chapter 5 Intro
What a Qualified NEMT Broker Should Understand About Insurance
Insurance Broker Interview Questions
When to Consider Using a Consultant
Chapter 5 Knowledge Check